Make the numbers easier to understand
Use these calculators for general financial literacy. Outputs are illustrations, not an offer, approval, or personalised advice.
Loan appraisal
Estimate repayment factors and affordability before a formal discussion.
Banking Decision Tool
Loan Appraisal Calculator
Unsecured loans, creditworthiness & APR.
Customer Income
Loan Parameters
Maximum loan amount
KSh 13,945.86
Net disbursement after buyoff: KSh 13,945.86
KSh 13,414.00 − KSh 12,966.67 − KSh 116.00 − KSh 0.00 = KSh 331.33
This calculator is educational and approximates internal loan appraisal logic. Formal eligibility, pricing, fees, insurance, and disbursement are confirmed only by the licensed lender handling the application.
Bond yield and wealth
Explore savings and fixed-income scenarios using your own assumptions.
Investment Parameters
Simulate how high-yielding setups like local Money Market Funds and laddered debt expand over time.
Excellent for Money Market Funds (compounded daily, paid out monthly).
Ksh 3,023,221
Ksh 1,300,000
Ksh 1,723,221
Principal: Ksh 220,000
Interest: +Ksh 23,804
Total: Ksh 243,804
Principal: Ksh 700,000
Interest: +Ksh 370,047
Total: Ksh 1,070,047
Principal: Ksh 1,300,000
Interest: +Ksh 1,723,221
Total: Ksh 3,023,221
Credit-card grace period
See how billing dates can affect an interest-free period.
Card Cost Tool
Interest-Free Period Calculator
See how many interest-free days a purchase actually earns on a card that advertises "up to 50 days".