Terms of Use
Last updated: 26 July 2026
Acceptance of these terms
By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site. These terms should be read together with our Disclaimer and Privacy notice.
What this site is
This site is published by Bengula Inc (Kenya) for general financial education, business information, and educational tools. It is not a bank, a licensed financial adviser, or a broker, and it does not accept client funds or finalise regulated products.
Not advice, and not an offer
Content, calculators, and research on this site are general and educational. They are not personalised investment, legal, tax, or credit advice, and nothing here is a public offer, solicitation, or guarantee of returns. You are responsible for your own decisions and should take independent professional advice before acting.
Permitted use
You may read, share, and reference this content for personal, non-commercial purposes with attribution. You may not republish, resell, scrape, or reproduce substantial parts of the site, or present its content as your own, without our written permission.
Intellectual property
Unless stated otherwise, the text, design, tools, and branding on this site belong to Bengula Inc or are used with permission. Third-party names, marks, images, and data referenced on the site remain the property of their respective owners.
Tools and calculators
Calculators and projections are illustrative and depend on the assumptions you enter. Outputs are estimates for education only and are not quotes, offers, or promises of any rate, price, or return.
Enquiries and bookings
Contacting us or requesting a booking starts a conversation, not a binding contract for any regulated product. Any regulated banking, investment, or insurance product is arranged and finalised separately, directly with the relevant licensed provider.
Third-party links
This site links to third-party websites for convenience and reference. We do not control them and are not responsible for their content, accuracy, availability, or practices. Following an external link is at your own risk.
Availability and changes
We may change, suspend, or remove parts of the site, and update these terms, at any time. Continued use of the site after a change means you accept the updated terms.
Liability and governing law
To the fullest extent permitted by law, Bengula Inc accepts no liability for loss arising from use of, or reliance on, this site, which is provided on an “as is” basis. These terms are governed by the laws of Kenya, and the Kenyan courts have jurisdiction over any dispute.
Contact
Questions about these terms can be sent to business@bengula.co.ke.