Disclaimer
Last updated: 26 July 2026
Educational information only
Bengula Inc provides general financial literacy, business information, and educational tools. Nothing on this site is personalised investment, legal, tax, accounting, credit, or other regulated advice.
Independent and personal capacity
Bengula Inc is an independent financial-education and advisory brand. Its founder is separately employed as a relationship manager at a licensed Kenyan bank, but everything published here is produced by Bengula Inc in a personal and independent capacity. No content on this site is issued by, endorsed by, or made on behalf of any employer, bank, or other third party, and no employer’s confidential or client information is used or reproduced.
No public offer or guaranteed return
Any discussion of investments, private placements, research, or alternative assets is educational and does not constitute a public offer, solicitation, or guarantee of returns. Values can fall as well as rise and past performance does not predict future results.
Licensed providers
Banking, investment, insurance, and other regulated products are issued, approved, and finalised only by the relevant licensed bank, provider, or professional. Bengula Inc does not accept client funds or finalise regulated products on their behalf.
Rates and figures change
Interest rates, yields, fees, tax bands, statutory references, and worked examples are stated as at the date shown and change frequently. Information may be out of date by the time you read it. Always confirm current rates and rules with the Central Bank of Kenya, the Kenya Revenue Authority, or the relevant licensed provider before acting.
External links
This site links to third-party websites for reference and further reading. We do not control those sites and are not responsible for their content, accuracy, availability, or privacy practices.
Your decisions
You remain responsible for your decisions. Obtain independent professional advice and read the issuing provider’s documentation before acting. Calculator outputs are illustrative and depend on assumptions you select.
Limitation of liability
To the fullest extent permitted by law, Bengula Inc accepts no liability for any loss or damage arising from reliance on any information, tool, or calculator output on this site. The site and its content are provided on an “as is” basis without warranties of any kind.
Governing law
This site, its content, and these terms are governed by and construed in accordance with the laws of Kenya.